Pricing
The calculators are free. The filing cabinet is not.
Run every projection as many times as you like without signing up. Pay only when you want to keep, compare and track your scenarios.
Free
Every calculator, no account, no limits on the maths.
Free
No card, no account
Start calculating- All six calculators, both regions
- Full projection and drawdown simulation
- Sensitivity analysis and the bridge test
- Today's-dollars and future-dollars views
- Nothing you type leaves your browser
Saving scenarios needs Plus
Monthly
Plus, billed monthly. Save, compare and track your scenarios.
A$12US$9per month
A$144US$108 over a year
Choose monthlyChoose monthly- Everything in Free
- Unlimited saved scenarios
- Compare up to four scenarios side by side
- Track your real balances against a scenario
- CSV export of the full year-by-year schedule
- Scenario sharing via private link
Cancel any time
Most popular
Yearly
The same Plus plan, paid once a year.
A$99US$69per yearSave A$45US$39
Works out at A$8.25US$5.75 a month
Choose yearlyChoose yearly- Everything in Free
- Unlimited saved scenarios
- Compare up to four scenarios side by side
- Track your real balances against a scenario
- CSV export of the full year-by-year schedule
- Scenario sharing via private link
Cancel any time — access runs to the end of the year
Plus renews automatically at the end of each month or year until you cancel. Cancel any time from Manage billing and keep Plus to the end of the period you paid for. Prices are in Australian dollars and include GST.Prices are in US dollars. See the Terms of Service.
Questions
Before you decide
- Are the calculators really free?
- Yes, and they stay that way. Every calculation on this site — including the full drawdown simulation — runs in your browser at no cost and without an account. A subscription pays for the things that need a server: saving scenarios, comparing them, and tracking progress over time.
- What is the difference between monthly and yearly?
- Only how you pay. Both are the same Plus plan with the same features. Yearly costs A$99US$69 instead of A$144US$108, and either can be cancelled at any time.
- Which currency do I pay in?
- Australian dollars in Australia, and US dollars everywhere else, going by your device's time zone. The switch above the plans changes it, and checkout charges the currency the page shows. Your bank may add its own fee for paying in a currency other than your card's.
- Do you store my financial details?
- Not unless you ask us to. Free calculators run entirely client-side and nothing you type is sent anywhere. If you subscribe and save a scenario, those inputs are stored against your account so you can come back to them, and you can delete them at any time.
- Can I cancel whenever I want?
- Yes. Plans are billed through Stripe and you can cancel from the billing portal in one click. You keep access until the end of the period you have paid for, and your saved scenarios stay in your account afterwards.
- Is this financial advice?
- No. These are projection tools that show what a set of assumptions implies. They do not know your circumstances and cannot account for everything that matters. Treat the output as a way to compare options and pressure-test your thinking, not as a recommendation.
- Which countries are supported?
- Australia and the United States today, each with its own tax brackets, contribution caps and preservation ages. More are planned — the engine is built so a new country is a rules file, not a rewrite.