Pricing
The calculators are free. The filing cabinet is not.
Run every projection as many times as you like without signing up. Pay only when you want to keep, compare and track your plans.
Free
Every calculator, no account, no limits on the maths.
Free
No card, no account
Start calculating- All six calculators, both regions
- Full projection and drawdown simulation
- Sensitivity analysis and the bridge test
- Today's-dollars and future-dollars views
- Nothing you type leaves your browser
One scenario at a time, held in the browser only
Most popular
Plus
Save your plan, compare options, track progress.
$7per month
or $60 a year — two months free
Start 14-day trial- Everything in Free
- Unlimited saved scenarios
- Compare up to four plans side by side
- Track your real balances against the plan
- CSV export of the full year-by-year schedule
- Scenario sharing via private link
For individuals and couples
Pro
For advisers and anyone modelling more than one household.
$24per month
or $220 a year — two months free
Start 14-day trial- Everything in Plus
- Unlimited client households
- Branded PDF reports
- Historical-sequence backtesting
- Custom return and inflation sets
- Priority support
Per seat
Questions
Before you decide
- Are the calculators really free?
- Yes, and they stay that way. Every calculation on this site — including the full drawdown simulation — runs in your browser at no cost and without an account. A subscription pays for the things that need a server: saving scenarios, comparing them, and tracking progress over time.
- Do you store my financial details?
- Not unless you ask us to. Free calculators run entirely client-side and nothing you type is sent anywhere. If you subscribe and save a scenario, those inputs are stored against your account so you can come back to them, and you can delete them at any time.
- Can I cancel whenever I want?
- Yes. Plans are billed through Stripe and you can cancel from the billing portal in one click. You keep access until the end of the period you have paid for, and your saved scenarios stay readable and exportable afterwards.
- Is this financial advice?
- No. These are projection tools that show what a set of assumptions implies. They do not know your circumstances and cannot account for everything that matters. Treat the output as a way to compare options and pressure-test your thinking, not as a recommendation.
- Which countries are supported?
- Australia and the United States today, each with its own tax brackets, contribution caps and preservation ages. More are planned — the engine is built so a new country is a rules file, not a rewrite.